Commercial Insurance · Coverage that grows with you
Commercial Package Insurance
Bundle property and liability into one flexible policy — the CPP / BOP advantage.
A commercial package policy combines the coverages most businesses need — general liability and commercial property — into a single, flexible policy that's often more affordable than buying each separately.
We tailor the package to your industry and add the pieces your operation needs, from equipment breakdown to crime coverage.
What commercial package insurance can cover
General liability
Third-party injury and property-damage protection.
Commercial property
Buildings, equipment, and inventory.
Business income
Income protection during a covered shutdown.
Add-on flexibility
Crime, equipment breakdown, inland marine, and more.
Cost savings
Bundled pricing that's often lower than standalone policies.
Who it's for
Small and mid-sized businesses that want broad coverage in one efficient policy.
Frequently asked questions
What's the difference between a BOP and a CPP?
A Business Owners Policy (BOP) is a pre-packaged bundle for smaller, lower-risk businesses; a Commercial Package Policy (CPP) is more customizable for larger or more complex operations. We'll recommend the right fit.
Related coverage
General Liability Insurance
General liability covers third-party bodily injury, property damage, and related lawsuits — the foundation most businesses (and contracts) require.
Learn moreCommercial Property Insurance
Commercial property protects your building, equipment, inventory, and the income you'd lose if a covered loss shut you down.
Learn moreWorkers' Compensation Insurance
Workers' comp covers medical costs and lost wages for work-related injuries — required for most Michigan employers and a shield against employee lawsuits.
Learn moreReady to protect what matters?
Get a free commercial package insurance quote and clear guidance from an agent who works for you.