Commercial Insurance · Protection for the advice you give
Professional Liability (E&O)
Errors & omissions coverage for claims of mistakes, negligence, or bad advice.
If your business provides advice or professional services, a dissatisfied client can claim a mistake cost them money — even if you did nothing wrong. Professional liability, also called errors & omissions (E&O), covers your defense and damages.
Coverage is tailored to your profession, and is often required by contracts and licensing boards.
What professional liability (e&o) can cover
Negligence claims
Allegations of mistakes or substandard work.
Errors & omissions
Claims you failed to deliver a professional service as promised.
Legal defense
Defense costs for covered claims, even unfounded ones.
Contract requirements
Limits that satisfy client and licensing requirements.
Who it's for
Consultants, agents, accountants, IT, real estate, and other professional services.
Frequently asked questions
How is E&O different from general liability?
General liability covers bodily injury and property damage; professional liability covers financial harm from your professional services or advice. Many businesses need both.
Related coverage
General Liability Insurance
General liability covers third-party bodily injury, property damage, and related lawsuits — the foundation most businesses (and contracts) require.
Learn moreCommercial Package Insurance
A commercial package (CPP/BOP) combines property and liability — and more — into one flexible, often more affordable policy.
Learn moreSurety Bonds
Surety bonds guarantee you'll meet an obligation — license, contract, and notary bonds that satisfy state and client requirements.
Learn moreReady to protect what matters?
Get a free professional liability (e&o) quote and clear guidance from an agent who works for you.